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The government of the UAE gives enormous importance to the health of its residents. The high-quality healthcare available in the country is a reflection of this.
As a business owner in the UAE, you must provide healthcare for your employees. Since medical care is quite expensive in the UAE due to high standards for quality, health insurance is the way to do the needful while staying within a budget.
It’s crucial to know the landscape when shopping around for a health insurance plan.
Our team at Idea Bizone has provided many clients with the best health insurance, so we know all the options available. Here’s how our services can help you choose the right health insurance plan:
The United Arab Emirates is well known worldwide for its first-rate medical care facilities.
The country boasts state-of-the-art medical infrastructure, hospitals with the best modern facilities, experienced doctors, nurses, and other health professionals. You can imagine the importance of healthcare in the UAE because 181 out of 100,000 residents here are doctors, which does not even consider various other healthcare workers. The fine quality medical care in the UAE brings hoards of medical tourists to the country.
Due to the high healthcare costs, the Dubai government has mandated that every resident, whether an Emirati or ex-pat, have health insurance meeting the minimum health benefits fixed by the Dubai Health Authority (DHA).
While Emiratis can access healthcare through government programs, ex-pats need to pay to get the minimum medical care mandated on them. Employers are responsible for providing health insurance to their employees. Employers are also forbidden from deducting the insurance amount from their employees’ salaries by the UAE laws.
The level of healthcare you can access through your health insurance depends on your insurance plan. Your insurance plan type is affected by your employee rank and your salary as an employee.
Your location in the UAE also determines whether or not your employer is obligated to provide your family with health insurance. If you’re located in Abu Dhabi, your employers are required by the UAE government to provide health insurance coverage to you as well as any dependents with you. Dependents include one spouse and three children below 18 years of age.
If you’re located in Dubai, your employers only need to cover your health insurance. In such a case, you will have to look for a suitable insurance plan for your family as required by UAE laws.
Let us look at the available healthcare insurance plans available in the UAE:
While selecting your health insurance plans, it is essential to keep the following in mind
The Dubai Health Authority (DHA) issues a health card that lets residents use the public healthcare services in the UAE.
Applications for the card can be submitted online on the DHA official website or physically at a medical center. While applying, you will be asked for the following documents:
Getting a health card costs 320 dirhams for adults and 120 dirhams for children under ten.
With Idea Bizone, you can pick the best insurance services for you and your dependants without disturbing your budget. If you have any queries regarding the health insurance process, Idea Bizone will provide you with the proper guidance and point you to the best insurance plans.
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